Resources for Customer Service

 
  Home > help and support > Learning Center > Your 401(k) > Managing Your 401(k) Investments > How Is Investing for Retirement Different from Other Investing?
Managing Your 401(k) Investments

How Is Investing for Retirement Different from Other Investing?

It's not. Any investment program needs to consider the rate of return, your risk tolerance, and your time horizon. Young people investing for retirement have a long-term time horizon. Investing in stock mutual funds makes sense. When you are closer to retirement, more conservative investments such as bonds and cash may be more appropriate.

Not much different from saving for college—or saving for a house. The process is the same. What is your goal? What do you have to work with? When will you need the money? Getting clear about your goals always eliminates unwanted or unnecessary alternatives.

Share Article:
Add to GooglePlus
Securities and Insurance Products:
Not Insured by FDIC or any Federal Government Agency May Lose Value Not a Deposit or Guaranteed by the Bank or any Bank Affiliate
Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. Infinex and the bank are not affiliated. Community Wealth Advisors is a trade name of the bank. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed by insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.
BrokerCheck